106 Prickly Pear Pl, Stephenson, VA 22656 Property Records

Frederick County property record for 106 Prickly Pear Pl, Stephenson, VA 22656

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,040 sqft · built 2017
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$2,213 (2026)
Deeds & Mortgages	May 2023 Refinance May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44E10-1-20`

Property Details

APN / Parcel Number

Primary APN	`44E10-1-20`
Alternative APN	`8050033`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	3,225 sqft
1st Floor Area	1,020 sqft
Basement Area	585 sqft
Finished Basement	585 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050033
Street Address	106 PRICKLY PEAR PL
City	STEPHENSON
State	VA
Zip	22656-1992
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L20 S10
Legal Subdivision	5
Legal Lot Number	20
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

106 Prickly Pear Pl, a townhouse, is owned and occupied by an individual who acquired it in May 2023.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Intrafamily Transfer, Transfer · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC
May 22, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 16, 2018	Quit Claim Deed, Transfer RGS TITLE
Dec 15, 2017	Grant Deed, Transfer CHAMPION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023
Deed Sale	May 24, 2023
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	20234263
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0000001502
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	May 24, 2023
Property Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Document Number	0000004263
Instrument Date	May 19, 2023
Instrument	230004263
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992

Mortgage

Document Number	0000004264
Date	May 24, 2023
Instrument	230004264

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 22, 2020
Property Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Document Number	0000006095
Instrument Date	May 19, 2020
Instrument	200006095
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992

Mortgage

Document Number	0000006096
Date	May 22, 2020
Instrument	200006096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 16, 2018
Property Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Document Number	0000001502
Instrument Date	Feb 15, 2018
Instrument	1502
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	RGS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	106 PRICKLY PEAR PL STEPHENSON VA 226561992, STEPHENSON, VA 22656-1992

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 15, 2017
Property Address	106 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Document Number	0000013120
Instrument Date	Dec 13, 2017
Instrument	13120
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	CHAMPION TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PRICKLY PEAR PL STEPHENSON VA 226561992, STEPHENSON, VA 22656-1992

Tax Assessment & Valuation

The 2026 property tax bill for 106 Prickly Pear Pl was $2,213, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (+10.43%)	$417,600 Land $68,000 Building $349,600	$417,600 Land $68,000 Building $349,600
2025	$2,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Prickly Pear Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Prickly Pear Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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