104 Prickly Pear Pl, Stephenson, VA 22656 Property Records

Frederick County property record for 104 Prickly Pear Pl, Stephenson, VA 22656

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,950 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$2,003 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44E10-1-19`

Property Details

APN / Parcel Number

Primary APN	`44E10-1-19`
Alternative APN	`8050032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	975 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050032
Street Address	104 PRICKLY PEAR PL
City	STEPHENSON
State	VA
Zip	22656-1992
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L19 S10
Legal Subdivision	5
Legal Lot Number	19
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 5, 2017	Special Warranty Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	202511002
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 30, 2025
Property Address	104 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Document Number	0000011002
Map Reference	DOC 160008650
Instrument Date	Oct 29, 2025
Instrument	250011002
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992

Mortgage

Document Number	0000011003
Date	Oct 30, 2025
Instrument	250011003

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 5, 2017
Property Address	104 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992
Document Number	0000006746
Instrument Date	Jun 30, 2017
Instrument	170006746
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PRICKLY PEAR PL, STEPHENSON, VA 22656-1992

Mortgage

Document Number	0000006747
Date	Jul 5, 2017
Instrument	170006747

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,003.00 (+10.42%)	$377,900 (-) Land $68,000 Building $309,900	$377,900 (-) Land $68,000 Building $309,900
2025	$1,814.00 (+122.3%)	$377,900 Land $68,000 Building $309,900	$377,900 Land $68,000 Building $309,900
2024	$816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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