106 Overbrook Knoll, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 106 Overbrook Knoll, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,230 sqft · built 1972
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$410,500 (Apr 2022)
Tax Bill$1,265 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1950-25-8013-000

Property Details

APN / Parcel Number

Primary APN1950-25-8013-000
Alternative APNs
  • 1799856
  • 1851607

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,230 sqft Living Area
1st Floor Area576 sqft
Basement Area580 sqft
Unfinished Basement580 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Patio Area680 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1851607
Street Address106 OVERBROOK KNL
CityBEECH MOUNTAIN
StateNC
Zip28604-8143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS C 086
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1076
Census Tract921000

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 35TH AVE N, NORTH MYRTLE BEACH, SC 29582-1768
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
LIFESTORE BANK
Jun 26, 2019Warranty Deed, Transfer · Conventional Mortgage
LIFESTORE BANK
Dec 4, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleJun 26, 2019 · Amount on Record
Deed Document Number2022718908
Deed Book / Page2266 / 624
Prior Transfer DateMar 30, 2005
Prior Transfer Doc0016360851
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 8, 2022
Property Address106 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Document Number0022660624
Book / Page2266 / 624
Map ReferenceMB 4 PG 116
Instrument DateMar 30, 2022
Instrument718908
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$821.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 35TH AVE N, MYRTLE BEACH, SC 29577-2917

Mortgage

Document Number0000718909
DateApr 8, 2022
Instrument718909
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address106 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021080246
DateJul 22, 2020
Book Page2108/246
Instrument692774
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 26, 2019
Property Address106 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Document Number0020340600
Book / Page2034 / 0600
Map ReferenceMB 4 PG 116
Instrument DateJun 13, 2019
Instrument680155
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13197 SW 53RD ST, MIRAMAR, FL 33027-5428
InvestorPossibly a Property Investor

Mortgage

Document Number680156
DateJun 26, 2019
Instrument680156
Lender
NameLIFESTORE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 4, 2017
Property Address106 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Document Number0019500320
Book / Page001950 / 000320
Instrument DateDec 1, 2017
Instrument664228
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2607 HUNTINGTOWNE FARMS LN CHARLOTTE NC 282106154, CHARLOTTE, NC 28210-6154

Mortgage

Document Number19500323
DateDec 4, 2017
Book Page001950/000323
Instrument664229
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 3, 2047

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,265.00 (-55.91%)$285,800 (-) Land $37,100 Building $248,700
2024$2,869.00$285,800 Land $37,100 Building $248,700
2023$285,800 Land $37,100 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Overbrook Knoll

Nearby Streets

Search Property Records by Address or Parcel Number