104 Overbrook Knoll, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 104 Overbrook Knoll, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,662 sqft · built 2004
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Aug 2023)
Tax Bill$2,398 (2025)
Deeds & MortgagesAug 2023 Sale
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1950-25-9074-000

Property Details

APN / Parcel Number

Primary APN1950-25-9074-000
Alternative APNs
  • 1809891
  • 1858837

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,662 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Finished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialMetal
Lot Area16,988 sqft (0.39 acres)
PorchPorch
Porch Area204 sqft
Patio Area732 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1858837
Street Address104 OVERBROOK KNL
CityBEECH MOUNTAIN
StateNC
Zip28604-8143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS C 087
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1076
Census Tract921000

Owner

Source: Watauga County records · APN 1950-25-9074-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address908 BUCKINGHAM RD, GARNER, NC 27529-4515
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Warranty Deed, Transfer
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 12, 2020Deed of Trust, Mortgage
QUICKEN LNS
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2023 · Amount on Record
Deed SaleAug 02, 2023 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Document Number2023733307
Deed Book / Page2344 / 722
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 02, 2023
Property Address104 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Document Number0023440722
Book / Page2344 / 722
Map ReferenceMB 4 PG 154
Instrument DateJul 27, 2023
Instrument733307
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

AmountAmount Recorded
Tax$1,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address144 N SEA PINES DR, HILTON HEAD ISLAND, SC 29928-5805

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 BUCKINGHAM RD, GARNER, NC 27529-4515

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022200084
DateSep 13, 2021
Book Page2220/84
Instrument711182
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Document Number0020930115
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 01, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 OVERBROOK KNL BEECH MOUNTAIN NC 286048143, BEECH MOUNTAIN, NC 28604-8143

Mortgage

Document Number0020930115
DateMay 18, 2020
Book Page002093/000115
Instrument690271
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 29, 2019
Property Address104 OVERBROOK KNL, BEECH MOUNTAIN, NC 28604-8143
Document Number0020450226
Book / Page002045 / 000226
Instrument DateAug 28, 2019
Instrument682053
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$958.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 N SEA PINES DR HILTON HEAD ISLAND SC 299285805, HILTON HEAD ISLAND, SC 29928-5805

Mortgage

Document Number20450230
DateAug 29, 2019
Book Page002045/000230
Instrument682054
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,398.00 (+11.74%)$649,700 (-) Land $33,400 Building $616,300
2024$649,700 Land $33,400 Building $616,300
2023$649,700 (-) Land $33,400 Building $616,300
2022$2,146.00$649,700 Land $33,400 Building $616,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 153 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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