102 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 102 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,312 sqft · built 1990
Lot Size	0.272 acres (11,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (May 2022)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1617-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1617-5`
Alternative APNs	`29-3N-23-2215-000F-0160` `23N3292215000F0160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,312 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,828 sqft (0.272 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Open/Unfinished Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	102 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 16 BLK F
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	F
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2029
Census Tract	20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 RAYMOND CIR, SANTA ROSA BEACH, FL 32459-3184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Sep 10, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	20223547957
Deed Book / Page	3620 / 1999
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0030691144
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 5, 2022
Property Address	102 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0036201999
Book / Page	3620 / 1999
Map Reference	MB 11 PG 32
Instrument Date	Apr 20, 2022
Instrument	3547957
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9844 85TH WAY, 9844, SEMINOLE, FL 33777-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OAK TERRACE DR, CRESTVIEW, FL 32539-8383

Mortgage

Document Number	0036202001
Date	May 5, 2022
Instrument	3620/2001

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 10, 2020
Property Address	102 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0034910618
Book / Page	3491 / 618
Map Reference	MB 11 PG 32
Instrument Date	Sep 4, 2020
Instrument	3390143
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 PORTERWOOD DR, 653, WILLISTON, VT 05495-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 FLYDE PARK DRIVE, CRESTVIEW, FL 32539

Mortgage

Document Number	0003491620
Date	Sep 10, 2020
Instrument	3491/620

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (-5.49%)	$193,969 (-3.69%) Land $47,080 Building $146,889	$193,969 (-3.69%) Land $47,080 Building $146,889
2023	$3,258.00 (+27.27%)	$201,400 (+17.46%) Land $40,000 Building $161,400	$201,400 (+17.46%) Land $40,000 Building $161,400
2022	$2,560.00	$171,460 Land $25,718 Building $145,742	$171,460 Land $25,718 Building $145,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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