Lincoln County property record for 106 Norman Ave, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 976 sqft · built 1967 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,300 (Oct 2021) |
| Tax Bill | $1,015 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2018 Mortgage + 1 more |
| APN | R569883 |
| Primary APN | R569883 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000008995 |
|---|---|
| Street Address | 106 NORMAN AVE |
| City | LIBBY |
| State | MT |
| Zip | 59923-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODWAY PARK 1ST ADDN, S05, T30 N, R31 W, BLOCK 007, LOT 3 BLK 7 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 05 |
| Legal Subdivision | WOODWAY PARK 1ST ADDN |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 300 |
106 Norman Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 NORMAN AVE, LIBBY, MT 59923-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE II INC |
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit LINCOLN COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on File |
| Deed Sale | Oct 8, 2021 · Amount on File |
| Prior Sale | Sep 21, 2005 · Amount on File |
| Deed Document Number | 2021296532 |
| Deed Book / Page | 392 / 903 |
| Prior Transfer Date | Nov 11, 2005 |
| Prior Transfer Doc | 300/546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Oct 8, 2021 |
| Property Address | 106 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 392/903 |
| Book / Page | 392 / 903 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 296532 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 296533 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 296533 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 106 NORMAN AVE, LIBBY, MT 59923-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 371/096 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 371/096 |
| Instrument | 272901 |
| Name | FIRST CLASS MORTGAGE II INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 106 NORMAN AVE, LIBBY, MT 59923-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 380/195 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 380/195 |
| Instrument | 283002 |
| Name | LINCOLN COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | LIBBY, MT 59923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 106 Norman Ave was $1,015, up 12% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,015.00 (+12.03%) | $288,000 (-) | |
| 2025 | $906.00 | $288,000 | $288,000 Land $54,000 Building $234,000 |
| 2023 | $1,768.00 | $252,400 | $252,400 Land $41,500 Building $210,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 106 Norman Ave; there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1996–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Norman Ave is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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