Lincoln County property record for 103 Norman Ave, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,226 sqft · built 1964 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $291,060 (Apr 2024) |
| Tax Bill | $1,006 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2024 Mortgage + 3 more |
| APN | R5610640 |
| Primary APN | R5610640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,716 sqft (0.246 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 214 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Pole Barn | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000009729 |
|---|---|
| Street Address | 103 NORMAN AVE |
| City | LIBBY |
| State | MT |
| Zip | 59923-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODWAY PARK 1ST ADDN, S05, T30 N, R31 W, BLOCK 4, LOT 12, ACRES 0.2464 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 05 |
| Legal Subdivision | WOODWAY PARK 1ST ADDN |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 300 |
Source: Lincoln County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 1, 2024 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 8, 2024 | Intrafamily Transfer, Transfer |
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 30, 2020 | Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Sep 30, 2021 · Amount on Record |
| Deed Document Number | 2024309979 |
| Deed Book / Page | 405 / 280 |
| Prior Transfer Date | Dec 28, 2023 |
| Prior Transfer Doc | 000404/386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Sep 28, 2026 |
| Property Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 0000323130 |
| Book / Page | 416 / 822 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026323130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 0000323130, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 416/822 |
| Instrument | 2026323130 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Apr 1, 2024 |
| Property Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 000405/280 |
| Book / Page | 405 / 280 |
| Map Reference | PL 2393 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 309979 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 0000309980 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 309980 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jan 8, 2024 |
| Property Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 000404/386 |
| Book / Page | 404 / 386 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 308906 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 329, WELCHES, OR 97067-0329 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Sep 30, 2021 |
| Property Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 000392/727 |
| Book / Page | 392 / 727 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 296342 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Investor | Possibly a Property Investor |
| Document Number | 0000296343 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 296343 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Apr 30, 2020 |
| Property Address | 103 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 000382/154 |
| Book / Page | 382 / 154 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 285164 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 NORMAN AVE, LIBBY, MT 59923-3224 |
| Document Number | 0000285165 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 285165 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,006.00 (+12.03%) | $285,400 (-) | |
| 2025 | $898.00 (-35.99%) | $285,400 (+42.49%) | $285,400 (+42.49%) Land $55,617 Building $229,783 |
| 2023 | $1,403.00 | $200,300 | $200,300 Land $41,794 Building $158,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1996–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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