106 Lucy Ln, Ward, AR 72176 Property Records

Lonoke County property record for 106 Lucy Ln, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,128 sqft · built 2007
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$117,750 (Feb 2021)
Tax Bill	$885 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-40604-000`

Property Details

APN / Parcel Number

Primary APN	`800-40604-000`
Alternative APN	`41236`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	84 ft deep x 89 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 LUCY LN
City	WARD
State	AR
Zip	72176-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 CITY/MUNI/TWP:WARD SUBD:PLEASANT MEADOW SEC/TWN/RNG/MER:SEC 26 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	26
Legal Subdivision	PLEASANT MEADOW
Legal Lot Number	4
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	2
Census Block	2007
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 LUCY LN, WARD, AR 72176-9594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit ARKANSAS FEDERAL
Oct 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2018	Loan Modification, Mortgage FIRST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jan 2, 2009
Deed Document Number	2021-01979
Deed Book / Page	2021 / 1979
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 22, 2021
Property Address	106 LUCY LN, WARD, AR 72176-9594
Document Number	0000001979
Book / Page	2021 / 1979
Instrument Date	Feb 5, 2021
Instrument	2021-01979
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LUCY LN, WARD, AR 72176-9594

Mortgage

Document Number	0202101980
Date	Feb 22, 2021
Instrument	2021-01980

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	106 LUCY LN, WARD, AR 72176-9594
Document Number	0000012236
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 LUCY LN WARD AR 721769594, WARD, AR 72176-9594

Mortgage

Document Number	0000012236
Date	Dec 5, 2019
Instrument	12236

Lender

Name	ARKANSAS FEDERAL
Address	PO BOX 9, JACKSONVILLE, AR 72078-0009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 4, 2029

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 25, 2019
Property Address	106 LUCY LN, WARD, AR 72176-9594
Document Number	0000010790
Instrument Date	Oct 24, 2019
Instrument	10790
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 LUCY LN WARD AR 721769594, WARD, AR 72176-9594

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	106 LUCY LN, WARD, AR 72176-9594
Document Number	0000000812
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LUCY LN WARD AR 721769594, WARD, AR 72176-9594

Mortgage

Document Number	0000000812
Date	Jan 29, 2018
Instrument	812

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72503-4330

Agreement

Term	36 Months
Due	Jan 28, 2021

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,400 (-) Land $2,000 Building $15,400
2024	$885.00
2023	$885.00	$17,400 Land $2,000 Building $15,400	$87,000 Land $10,000 Building $77,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: G5 Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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