104 Lucy Ln, Ward, AR 72176 Property Records

Lonoke County property record for 104 Lucy Ln, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,225 sqft · built 2007
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$130,000 (Jul 2021)
Tax Bill	$974 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-40603-000`

Property Details

APN / Parcel Number

Primary APN	`800-40603-000`
Alternative APN	`41235`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	84 ft deep x 89 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	144 sqft
Patio Area	384 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 LUCY LN
City	WARD
State	AR
Zip	72176-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 CITY/MUNI/TWP:WARD SUBD:PLEASANT MEADOW SEC/TWN/RNG/MER:SEC 26 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	26
Legal Subdivision	PLEASANT MEADOW
Legal Lot Number	3
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	2
Census Block	2007
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2072 NW SHIRAZ CT, BEND, OR 97703-2184
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage SOUTHERN BANCORP BANK
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 20, 2021	Warranty Deed, Transfer PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	2021-09709
Deed Book / Page	2021 / 9709
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	104 LUCY LN, WARD, AR 72176-9594
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 EXETER RD 210, 210, GERMANTOWN, TN 38138-2954
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007101
Date	Jun 1, 2021
Book Page	2021/7101
Instrument	2021-07101

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Amount	Amount Recorded
Term	11 Months
Due	May 5, 2022

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 26, 2021
Property Address	104 LUCY LN, WARD, AR 72176-9594
Document Number	0000009709
Book / Page	2021 / 9709
Instrument Date	Jul 22, 2021
Instrument	2021-09709
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 381887, GERMANTOWN, TN 38183-1887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2072 NW SHIRAZ CT, BEND, OR 97703-2184

Mortgage

Document Number	0202109710
Date	Jul 26, 2021
Instrument	2021-09710

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 20, 2021
Property Address	104 LUCY LN, WARD, AR 72176-9594
Document Number	0000005081
Book / Page	2021 / 5081
Instrument Date	Apr 15, 2021
Instrument	2021-05081
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LUCY LN, WARD, AR 72176-9594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 381887, GERMANTOWN, TN 38183-1887
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,150 (-) Land $2,000 Building $17,150
2024	$974.00
2023	$974.00	$19,150 Land $2,000 Building $17,150	$95,750 Land $10,000 Building $85,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: G5 Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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