Union County and Union Township property record for 106 Locust Dr, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,670 sqft · built 1953 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jun 2024) |
| Tax Bill | $12,151 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19-03501-0000-00002 |
| Primary APN | 19-03501-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,048 sqft (0.162 acres) |
| Lot Dimensions | 119 ft deep x 59 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 106 LOCUST DR |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BATTLE HILL VILLAGE SEC B |
| Legal Block | 3501 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 LOCUST DR, UNION, NJ 07083-6474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 4, 2019 | Deed, Transfer NRT TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on Record |
| Deed Sale | Jun 4, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2019 · Amount on Record |
| Deed Document Number | 202438101 |
| Deed Book / Page | 6546 / 2568 |
| Prior Transfer Date | Mar 16, 1999 |
| Prior Transfer Doc | 0000064855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 106 LOCUST DR, UNION, NJ 07083-6474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0149572014 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 14957/2014 |
| Instrument | 11480 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 106 LOCUST DR, UNION, NJ 07083-6474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0146062262 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 14606/2262 |
| Instrument | 680100 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 106 LOCUST DR, UNION, NJ 07083-6474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0150572548 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 15057/2548 |
| Instrument | 20907 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 4, 2019 |
| Property Address | 106 LOCUST DR, UNION, NJ 07083-6474 |
| Document Number | 0063030554 |
| Book / Page | 6303 / 0554 |
| Map Reference | MAP 375-C |
| Instrument Date | Dec 19, 2018 |
| Instrument | 308551 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | NRT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 10TH AVE, 194, HAWTHORNE, NJ 07506-1638 |
| Name | Verified Name |
|---|---|
| Address | 106 LOCUST DR, UNION, NJ 07083-6474 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,100 (-) Land $21,100 Building $31,000 | $52,100 (-) Land $21,100 Building $31,000 | |
| 2025 | $12,151.00 (+10.05%) | $52,100 (+5.47%) Land $21,100 Building $31,000 | $52,100 (+5.47%) Land $21,100 Building $31,000 |
| 2024 | $11,041.00 (+6.86%) | ||
| 2023 | $49,400 Land $21,100 Building $28,300 | $49,400 Land $21,100 Building $28,300 | |
| 2022 | $10,332.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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