Craven County property record for 106 Keith Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,224 sqft · built 1980 |
| Lot Size | 0.344 acres (14,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Jun 2026) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Dec 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-D-H-004 |
| Primary APN | 6-220-D-H-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,994 sqft (0.344 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 108836 |
|---|---|
| Street Address | 106 KEITH DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK-H S-2 CASTLE DOWNS |
| Legal Subdivision | CASTLE DOWNS |
| Legal Block | S |
| Legal Lot Number | 4 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 961302 |
106 Keith Dr is owned and occupied by an individual who bought it in June 2026.
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO |
| Dec 30, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 9, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 7, 2019 | Deed, Transfer · Stand-Alone Refinance BRANCH BANKING AND TRUST CO |
| Feb 26, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Aug 24, 2022 · Amount on File |
| Deed Document Number | 202610157374 |
| Deed Book / Page | 3883 / 1416 |
| Prior Transfer Date | Jun 28, 2004 |
| Prior Transfer Doc | 2188000771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03579/1876 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 3579/1876 |
| Instrument | 10041525 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02399/0383 |
|---|---|
| Date | Dec 30, 2005 |
| Book Page | 2399/0383 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 9, 2026 |
| Property Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Document Number | 03883/1416 |
| Book / Page | 3883 / 1416 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202610157374 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | ANCONA TITLE, NONA TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,874.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Investor | Possibly a Property Investor |
| Document Number | 0010157375, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202610157375 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 24, 2022 |
| Property Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Document Number | 03738/1663 |
| Book / Page | 3738 / 1663 |
| Map Reference | CAB B SL 312 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 10102171 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 PIRATES RD, 403, NEW BERN, NC 28562-9155 |
| Name | Verified Name |
|---|---|
| Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Document Number | 0037381666 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 3738/1666 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 7, 2019 |
| Property Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Document Number | 3579/1873 |
| Book / Page | 3579 / 1873 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 10041524 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 LANDS END RD, DENVER, NC 28037 |
| Document Number | 3579/1876 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 3579/1876 |
| Instrument | 10041525 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 26, 2019 |
| Property Address | 106 KEITH DR, HAVELOCK, NC 28532-1721 |
| Document Number | 3562/509 |
| Book / Page | 3562 / 509 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 10034184 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 GATEWOOD DR, NEW BERN, NC 28562-9543 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,060 (-) Land $40,000 Building $141,060 | $181,060 (-) Land $40,000 Building $141,060 | |
| 2025 | $2,180.00 (+4.01%) | $181,060 (-) Land $40,000 Building $141,060 | $181,060 (-) Land $40,000 Building $141,060 |
| 2023 | $2,096.00 (+46.78%) | $181,060 (+52.2%) Land $40,000 Building $141,060 | $181,060 (+52.2%) Land $40,000 Building $141,060 |
| 2022 | $1,428.00 | $118,960 Land $35,000 Building $83,960 | |
| 2018 | $118,960 Land $35,000 Building $83,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Keith Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (2009–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Keith Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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