103 Keith Dr, Havelock, NC 28532 Property Records

Craven County property record for 103 Keith Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 1980
Lot Size	0.353 acres (15,374 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Dec 2022)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-220-D-G-004`

Property Details

APN / Parcel Number

Primary APN	`6-220-D-G-004`
Alternative APNs	`125494` `114662`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,374 sqft (0.353 acres)
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114662
Street Address	103 KEITH DR
City	HAVELOCK
State	NC
Zip	28532-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK G CASTLE DOWNS SCT II
Legal Subdivision	CASTLE DOWNS
Legal Block	G
Legal Lot Number	4
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	961302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12736 E 34TH PL, YUMA, AZ 85367-5767
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
May 21, 2019	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP
May 21, 2019	Warranty Deed, Transfer
Sep 29, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	202210107240
Deed Book / Page	3750 / 2092
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 22, 2022
Property Address	103 KEITH DR, HAVELOCK, NC 28532-1772
Document Number	03750/2092
Book / Page	3750 / 2092
Map Reference	CAB B SL 312
Instrument Date	Dec 19, 2022
Instrument	10107240
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KEITH DR, HAVELOCK, NC 28532-1772

Mortgage

Document Number	0037502095
Date	Dec 22, 2022
Instrument	3750/2095

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	103 KEITH DR, HAVELOCK, NC 28532-1772
Transaction Type	Mortgage
Record Updated	Jun 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3571/202
Date	May 21, 2019
Book Page	3571/202
Instrument	10037996

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 21, 2019
Property Address	103 KEITH DR, HAVELOCK, NC 28532-1772
Document Number	3571/199
Book / Page	3571 / 199
Instrument Date	Apr 29, 2019
Instrument	10037995
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KEITH DR, HAVELOCK, NC 28532-1772

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 29, 2017
Property Address	103 KEITH DR, HAVELOCK, NC 28532-1772
Document Number	3515/0854
Book / Page	3515 / 0854
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 CATBIRD CT, 104, HAVELOCK, NC 28532-9398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KEITH DR, HAVELOCK, NC 28532-1772

Mortgage

Document Number	3515/0857
Date	Sep 29, 2017
Book Page	3515/0857

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,550 (-) Land $40,000 Building $100,550	$140,550 (-) Land $40,000 Building $100,550
2025	$1,709.00 (+4.21%)	$140,550 (-) Land $40,000 Building $100,550	$140,550 (-) Land $40,000 Building $100,550
2023	$1,640.00 (+23.96%)	$140,550 (+27.95%) Land $40,000 Building $100,550	$140,550 (+27.95%) Land $40,000 Building $100,550
2022	$1,323.00	$109,850 Land $35,000 Building $74,850
2018			$109,850 Land $35,000 Building $74,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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