106 Jacob St, Stanley, NC 28164 Property Records

Gaston County property record for 106 Jacob St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1983
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Feb 1997)
Tax Bill	$1,269 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14035 04812`

Property Details

APN / Parcel Number

Primary APN	`14035 04812`
Alternative APNs	`3979115` `174427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 JACOB ST
City	STANLEY
State	NC
Zip	28164-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14 035 048 12 000
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2002
Census Tract	30207

Owner

Source: Gaston County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 JACOB ST, STANLEY, NC 28164-1857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 6, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1997 · Amount on Record
Deed Sale	Feb 24, 1997 · Amount on Record
Deed Book / Page	2634 / 184
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	106 JACOB ST, STANLEY, NC 28164-1857
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 JACOB ST, STANLEY, NC 28164-1857

Mortgage

Document Number	0054261674
Date	Aug 4, 2023
Book Page	5426/1674

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Sep 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	106 JACOB ST, STANLEY, NC 28164-1857
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052621667
Date	Sep 2, 2021
Book Page	5262/1667

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	106 JACOB ST, STANLEY, NC 28164-1857
Document Number	0050811326
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 JACOB ST STANLEY NC 281641857, STANLEY, NC 28164-1857

Mortgage

Document Number	0050811326
Date	Nov 15, 2019
Book Page	005081/001326

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 14, 2042

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,269.00	$177,770 (-) Land $16,130 Building $161,640
2025	$1,269.00 (+2.75%)	$177,770 (-) Land $16,130 Building $161,640
2023	$1,235.00	$177,770 Land $16,130 Building $161,640
2021			$99,960 Land $12,380 Building $87,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHESTNUT ST EXT private · serves 213 people · EPA ID NC0136320
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.77 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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