105 Jacob St, Stanley, NC 28164 Property Records

Gaston County property record for 105 Jacob St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1986
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Dec 2019)
Tax Bill	$1,116 (2026)
Deeds & Mortgages	Sep 2020 Loan Modification Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14035 04902`

Property Details

APN / Parcel Number

Primary APN	`14035 04902`
Alternative APN	`202057`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	832 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 JACOB ST
City	STANLEY
State	NC
Zip	28164-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14 035 049 02 000
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2002
Census Tract	30207

Owner

105 Jacob St is owned and occupied by an individual who bought it in December 2019.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 JACOB ST, STANLEY, NC 28164-1858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Book / Page	5091 / 500
Record Updated	Oct 29, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	105 JACOB ST, STANLEY, NC 28164-1858
Document Number	0051660771
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JACOB ST STANLEY NC 281641858, STANLEY, NC 28164-1858

Mortgage

Document Number	0051660771
Date	Oct 21, 2020
Book Page	005166/000771

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 27, 2019
Property Address	105 JACOB ST, STANLEY, NC 28164-1858
Document Number	0050910500
Book / Page	5091 / 0500
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6911 BEACH DR, 6911, RADFORD, VA 24141-8323

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50910502
Date	Dec 27, 2019
Instrument	5091/0502

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 105 Jacob St was $1,116.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,116.00	$156,370 Land $16,130 Building $140,240
2023	$1,086.00	$156,370 Land $16,130 Building $140,240
2021			$85,520 Land $12,380 Building $73,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Jacob St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Jacob St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHESTNUT ST EXT private · serves 213 people · EPA ID NC0136320
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.77 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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