St. Charles County property record for 106 Howell Rd, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,000 sqft · built 1988 |
| Lot Size | 5.16 acres (225,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (May 2019) |
| Tax Bill | $5,968 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A891000008 |
| Primary APN | A891000008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,000 sqft Living Area |
| Gross Area | 5,169 sqft |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 1,612 sqft |
| Finished Basement | 1,209 sqft |
| Unfinished Basement | 403 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 225,205 sqft |
| Garage Type | Attached |
| Garage Area | 766 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,088 sqft |
| Deck Area | Deck Area |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | A891000008 |
|---|---|
| Street Address | 106 HOWELL RD |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SUR 18 LOT 2 & 7 |
| Legal Subdivision | US SURV 18 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 312204 |
106 Howell Rd is owned and occupied by an individual who bought it in May 2019.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 HOWELL RD, DEFIANCE, MO 63341-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| May 22, 2019 | Quit Claim Deed, Transfer DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | Jun 18, 2012 · Amount on File |
| Deed Document Number | 2019245230 |
| Deed Book / Page | 7077 / 1929 |
| Prior Transfer Date | May 16, 2019 |
| Prior Transfer Doc | 0070771929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 106 HOWELL RD, DEFIANCE, MO 63341-2906 |
| Document Number | 0072560587 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 106 HOWELL RD DEFIANCE MO 633412906, DEFIANCE, MO 63341-2906 |
| Document Number | 0072560587 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 007256/000587 |
| Instrument | 186350 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Mar 25, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 22, 2019 |
| Property Address | 106 HOWELL RD, DEFIANCE, MO 63341-2906 |
| Document Number | 0070771929 |
| Book / Page | 007077 / 001929 |
| Instrument Date | May 16, 2019 |
| Instrument | 245230 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 HOWELL RD DEFIANCE MO 633412906, DEFIANCE, MO 63341-2906 |
| Document Number | 70771931 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 007077/001931 |
| Instrument | 245240 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | May 21, 2044 |
The 2025 property tax bill for 106 Howell Rd was $5,968, up 3.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,020 (-) | $563,264 (-) Land $77,550 Building $485,714 | |
| 2025 | $5,968.00 (+3.72%) | $107,020 | $563,264 Land $77,550 Building $485,714 |
| 2024 | $5,754.00 | ||
| 2023 | $100,620 | ||
| 2022 | $529,585 Land $77,550 Building $452,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Howell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1993–2000) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2000 · Severe Thunderstorms And Flash Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Howell Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures