288 Howell Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 288 Howell Rd, Defiance, MO 63341

Property Summary

Property TypeFarm - Irrigated or Dry
Details4 bd · 3 ba · 2,544 sqft · built 1900
Lot Size8.16 acres (355,885 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (May 2016)
Tax Bill$3,612 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN173220B000

Property Details

APN / Parcel Number

Primary APN173220B000
Alternative APN
  • 1-0037-0970-00-0017.2000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,344 sqft Gross Area
1st Floor Area1,320 sqft
Basement Area1,224 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area355,885 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
Patio Area1,640 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number173220B000
Street Address288 HOWELL RD
CityDEFIANCE
StateMO
Zip63341-2908
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionPT SUR 970 & 1307
Legal SubdivisionUS SURV 970
Legal Lot Number17
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2019
Census Tract312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address288 HOWELL RD, DEFIANCE, MO 63341-2908
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2016 · Amount on Record
Deed SaleMay 2, 2016 · Amount on Record
Prior SaleJul 21, 2015 · Amount on Record
Deed Document Number2016263010
Deed Book / Page6531 / 1082
Prior Transfer DateJan 23, 1998
Prior Transfer Doc0000006814
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address288 HOWELL RD, DEFIANCE, MO 63341-2908
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 HOWELL RD, DEFIANCE, MO 63341-2908

Mortgage

Document Number2021R070807
DateAug 24, 2021
Instrument2021R-070807
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,766 (-)$358,257 (-) Land $42,285 Building $315,972
2025$3,612.00$64,766 (+5.28%)$358,257 (+5.29%) Land $42,285 Building $315,972
2023$61,520
2022$340,247 Land $42,285 Building $297,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1993–2000)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

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