106 Flora Dr, Morrow, OH 45152 Property Records

Warren County property record for 106 Flora Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1956
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$100,065 (Apr 2018)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-18-228-005-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-228-005-0`
Alternative APNs	`1718228005` `5004136`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	86 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	5004136
Old Parcel Number	1718228005
Street Address	106 FLORA DR
City	MORROW
State	OH
Zip	45152-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS-2527 .2460 AC.
Legal Subdivision	VILLAGE/MORROW
Legal Block	228
Jurisdiction	WARREN OH
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2015
Census Tract	32300

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106 FLORA DR, MORROW, OH 45152-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Apr 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Jan 25, 2012 · Amount on Record
Deed Document Number	0005469860
Deed Book / Page	5469 / 860
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	106 FLORA DR, MORROW, OH 45152-1004
Document Number	0000035754
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 FLORA DR MORROW OH 451521004, MORROW, OH 45152-1004

Mortgage

Document Number	0000035754
Date	Sep 16, 2020
Instrument	35754

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Apr 18, 2018
Property Address	106 FLORA DR, MORROW, OH 45152-1004
Document Number	0000010553
Map Reference	PB 3 PG 53
Instrument Date	Apr 13, 2018
Instrument	2018-010553
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$300.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FLORA DR, MORROW, OH 45152-1004

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Municipality	Morrow Village
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+18.69%)	$54,733 (+33.38%) Land $20,059 Building $34,674	$156,380 (+33.38%) Land $57,310 Building $99,070
2023	$2,071.00 (+1.02%) Homeowner's exemption	$41,034 (-) Land $10,280 Building $30,754
2022	$2,050.00 Homeowner's exemption	$41,034 Land $10,280 Building $30,755	$117,240 (-) Land $29,370 Building $87,870
2021			$117,240 Land $29,370 Building $87,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORROW VILLAGE PWS serves 3,360 people · EPA ID OH8300912
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, Bresco Broadband, T-Mobile.

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