Warren County property record for 105 Flora Dr, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 760 sqft · built 1941 |
| Lot Size | 0.407 acres (17,772 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,968 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-18-227-004-0 |
| Primary APN | 17-18-227-004-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Attic Area | 760 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 17,772 sqft (0.407 acres) |
| Lot Dimensions | 140 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 380 sqft |
| Deck Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 5002109 |
|---|---|
| Old Parcel Number | 1718227004 |
| Street Address | 105 FLORA DR |
| City | MORROW |
| State | OH |
| Zip | 45152-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS-2527 .4080 AC. |
| Legal Subdivision | MORROW |
| Legal Block | 227 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 32300 |
Source: Warren County records · APN 17-18-227-004-0
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 FLORA DR, MORROW, OH 45152-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2022 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2022 |
| Deed Sale | Jan 07, 2022 |
| Deed Document Number | 0000072518 |
| Record Updated | Jun 08, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 07, 2022 |
| Property Address | 105 FLORA DR, MORROW, OH 45152-1003 |
| Document Number | 0000001034 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2022-001034 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 FLORA DR, MORROW, OH 45152-1003 |
| Document Number | 0000001035 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 2022-001035 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 940 Months |
| Due | May 04, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.43% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.43% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 105 FLORA DR, MORROW, OH 45152-1003 |
| Document Number | 0000021935 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 FLORA DR MORROW OH 451521003, MORROW, OH 45152-1003 |
| Document Number | 0000021935 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 21935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 19, 2042 |
Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Municipality | Morrow Village |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,968.00 (+21.71%) | $53,911 (+32.13%) Land $18,631 Building $35,280 | $154,030 (+32.14%) Land $53,230 Building $100,800 |
| 2023 | $1,617.00 (+1.83%) Homeowner's exemption | $40,800 (-) Land $9,548 Building $31,252 | |
| 2022 | $1,588.00 Homeowner's exemption | $40,800 Land $9,548 Building $31,252 | $116,570 (-) Land $27,280 Building $89,290 |
| 2021 | $116,570 Land $27,280 Building $89,290 |
Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Nov 2024 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Cincinnati Bell, Little Miami Gig, T-Mobile USA.
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORROW VILLAGE PWS serves 3,360 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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