106 Five Oaks Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 106 Five Oaks Dr, Clarkesville, GA 30523 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,018 sqft Heated Area
Lot Size	54,886 sqft (1.26 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2020)
Tax Bill	$4,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`040 050H`
Alternative APNs	`678728` `382244`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,018 sqft Heated Area
Gross Area	4,832 sqft Gross Area
1st Floor	2,018 sqft 1st Floor
Basement Area	2,018 sqft Basement
Unfinished Basement	2,018 sqft Unfinished
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum Siding Exterior
Roof Construction	Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	54,886 sqft (1.26 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Deck Area	96 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	382244
Street Address	106 FIVE OAKS DR
City	CLARKESVILLE
State	GA
Zip	30523-5089
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 21 BLK B PB 47-114 DB 1214-718
Legal Subdivision	GRAND OAKS PLANTATION PH 03
Legal Block	B
Legal Lot Number	21
Jurisdiction	HABERSHAM GA
Minor Civil Division	CLARKESVILLE
Census Blockgroup	2
Census Block	2021
Census Tract	201

Owner

Source: Habersham County records · APN 040 050H

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Deed of Trust, Mortgage · Closed End Mortgage NEWREZ LLC
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Sep 27, 2019	Warranty Deed, Transfer
Sep 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Doc Number	2020444
Deed Book / Page	1214 / 718
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jul 01, 2026
Property Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089
Document Number	1438000709
Book / Page	1438 / 709
Instrument Date	Jul 01, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089

Mortgage

Document Number	1438000709,
Date	Jul 01, 2026
Book Page	1438/709

Lender

Name	NEWREZ LLC

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 26, 2020
Property Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089
Document Number	001214/718
Book / Page	1214 / 718
Instrument Date	Feb 26, 2020
Instrument	2020-000444
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089

Mortgage

Document Number	0001214720
Date	Feb 26, 2020
Instrument	1214/720

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 27, 2019
Property Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089
Document Number	001203/111
Book / Page	1203 / 111
Instrument Date	Sep 27, 2019
Instrument	2019-001898
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DANIEL RD, DEMOREST, GA 30535-2606

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 27, 2019
Property Address	106 FIVE OAKS DR, CLARKESVILLE, GA 30523-5089
Document Number	001203/112
Book / Page	1203 / 112
Instrument Date	Sep 27, 2019
Instrument	2019-001897
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 CANTERBURY WALK DR, DULUTH, GA 30097-8118

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,353.00 (+10.59%)	$180,202 (+18.83%) Land $16,000 Building $164,202	$450,505 (+18.83%) Land $40,000 Building $410,505
2023	$3,936.00 (+18.3%)	$151,652 (+18.3%) Land $12,000 Building $139,652	$379,130 (+18.3%) Land $30,000 Building $349,130
2022	$3,327.00	$128,192 Land $10,000 Building $118,192	$320,480 Land $25,000 Building $295,480

Flood & Wildfire

106 Five Oaks Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Habersham County (13137C), updated January 5, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 56th percentile of exposed land nationally · 82nd in Georgia
Wildfire Likelihood	Moderate — about 1 in 704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

106 Five Oaks Dr, Clarkesville, GA 30523 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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