Monroe County property record for 106 Empson Dr, Valmeyer, IL 62295
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,232 sqft · built 2001 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Sep 2025) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-202-023-000 |
| Primary APN | 09-02-202-023-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|
| Street Address | 106 EMPSON DR |
|---|---|
| City | VALMEYER |
| State | IL |
| Zip | 62295-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR4 |
| Legal Description | W/2 VALMEYER DOWNTOWN APARTMENTS |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | VALMEYER DOWNTOWN APARTMENTS |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 36, MAEYSTOWN, IL 62256-0036 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME LENDING CORP |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Nov 22, 2024 · Amount on Record |
| Deed Document Number | 2025439335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 19, 2025 |
| Property Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Document Number | 0000439335 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 439335 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Name | Verified Name |
|---|---|
| Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Document Number | 0000439336 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 439336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 7, 2023 |
| Property Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Document Number | 0000428137 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 428137 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4013 DURHAM RD, ROYAL OAK, MI 48073-1956 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Document Number | 0000428138 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 428138 |
| Name | AMERICAN HOME LENDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 26, 2021 |
| Property Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Document Number | 0000416674 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 416674 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 EMPSON DR, VALMEYER, IL 62295-3143 |
| Document Number | 0000416675 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 416675 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Valmeyer Village |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 Homeowner's exemption | $50,820 (+8.92%) Land $8,920 Building $41,900 | $152,460 (+8.92%) Land $26,760 Building $125,700 |
| 2024 | $2,464.00 | $46,658 (+21.25%) Land $9,420 Building $37,238 | $139,974 (+21.25%) Land $28,260 Building $111,714 |
| 2022 | $38,480 Land $8,920 Building $29,560 | $115,440 Land $26,760 Building $88,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 5 (1993–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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