208 Empson Dr, Valmeyer, IL 62295 Property Records

Monroe County property record for 208 Empson Dr, Valmeyer, IL 62295

Property Summary

Property Type	Duplex
Details	6 bd · 7 ba · 1,553 sqft · built 2001
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$295,000 (Jan 2024)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-02-202-014-000`

Property Details

APN / Parcel Number

Primary APN	`09-02-202-014-000`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	1,553 sqft Building Perimeter
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Driveway	Concrete Driveway
Driveway Area	628 sqft
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	208 EMPSON DR
City	VALMEYER
State	IL
Zip	62295-3146
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VR4
Legal Description	LOT 7 VALMEYER DOWNTOWN APARTMENTS
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	VALMEYER DOWNTOWN
Legal Lot Number	7
Jurisdiction	MONROE IL
Township / Civil Division	20
Census Block Group	1
Census Block	1058
Census Tract	600402

Owner

208 Empson Dr, a duplex, is owned by a company that acquired it in May 2024.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	8608 HENKE CT, WATERLOO, IL 62298-5354
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Commercial Mortgage STATE BANK
Oct 9, 2020	Loan Modification, Mortgage · Line of Credit STATE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Deed Document Number	2024431654
Last Transfer Date	May 24, 2024
Transfer Doc	0000433299
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 2, 2024
Property Address	208 EMPSON DR, VALMEYER, IL 62295-3146
Document Number	0000431654
Instrument Date	Dec 29, 2023
Instrument	431654
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5249 DEER HILL RD, WATERLOO, IL 62298-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8608 HENKE CT, WATERLOO, IL 62298-5354

Mortgage

Document Number	0000431655
Date	Jan 2, 2024
Instrument	431655

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 29, 2048

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	208 EMPSON DR, VALMEYER, IL 62295-3146
Document Number	0000411622
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 DEER HILL RD WATERLOO IL 622986311, WATERLOO, IL 62298-6311

Mortgage

Document Number	0000411622
Date	Oct 9, 2020
Instrument	411622

Lender

Name	STATE BK
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 208 Empson Dr was $5,100, up 5.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Valmeyer Village
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,100.00 (+5.63%)	$93,260 Land $8,920 Building $84,340	$279,780 Land $26,760 Building $253,020
2024	$4,828.00
2022		$55,830 Land $8,920 Building $46,910	$167,490 Land $26,760 Building $140,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Empson Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (1993–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Empson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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