Middlesex County and Stoneham Town property record for 106 Elm St, Stoneham, MA 02180
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 3,708 sqft · built 1900 |
| Lot Size | 0.573 acres (24,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,130,000 (Jun 2026) |
| Tax Bill | $9,691 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:07 B:000 L:134 |
| Primary APN | STON M:07 B:000 L:134 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,708 sqft Living Area |
| Gross Area | 5,579 sqft |
| Basement Area | 1,271 sqft |
| Unfinished Basement | 1,271 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 24,977 sqft (0.573 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6587 |
|---|---|
| Street Address | 106 ELM ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-1195 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA |
| Legal Lot Number | 134 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 337201 |
106 Elm St, a duplex, is owned and occupied by an individual who bought it in June 2026.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 ELM ST, STONEHAM, MA 02180-1195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Apr 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Balloon Mortgage STONEHAM COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Deed Document Number | 202671041 |
| Deed Book / Page | 85736 / 330 |
| Prior Transfer Date | May 30, 2024 |
| Prior Transfer Doc | 082872-435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 106 ELM ST, STONEHAM, MA 02180-1195 |
| Document Number | 0000071041 |
| Book / Page | 85736 / 330 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202671041 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 ELM ST, STONEHAM, MA 02180-1195 |
| Date | Jun 15, 2026 |
|---|
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 106 ELM ST, STONEHAM, MA 02180-1195 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080033-246 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 80033/246 |
| Instrument | 62246 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 106 ELM ST, STONEHAM, MA 02180-1195 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77546-544 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 77546/544 |
| Instrument | 87766 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2026 property tax bill for 106 Elm St was $9,691, up 3% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,691.00 (+3.03%) | $963,300 (+4.76%) Land $403,400 Building $559,900 | $1,062,541 |
| 2025 | $9,406.00 (-0.15%) | $919,500 (+3.37%) Land $383,400 Building $536,100 | |
| 2024 | $9,420.00 (+1.55%) | $889,500 (+6.44%) Land $353,400 Building $536,100 | |
| 2023 | $9,276.00 | $835,700 Land $323,400 Building $512,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 106 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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