Middlesex County and Stoneham Town property record for 102 Elm St, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,300 sqft · built 1940 |
| Lot Size | 0.247 acres (10,781 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jan 2021) |
| Tax Bill | $6,944 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:07 B:000 L:132 |
| Primary APN | STON M:07 B:000 L:132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,521 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,781 sqft (0.247 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6585 |
|---|---|
| Street Address | 102 ELM ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-1195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 132 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 337201 |
102 Elm St is owned and occupied by an individual who bought it in January 2021.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 ELM ST, STONEHAM, MA 02180-1195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Jan 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ARC HOME LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on File |
| Deed Sale | Jan 27, 2021 · Amount on File |
| Prior Sale | May 28, 2008 · Amount on File |
| Deed Document Number | 202118735 |
| Deed Book / Page | 76797 / 497 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 76797-497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 102 ELM ST, STONEHAM, MA 02180-1195 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079963-171 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 79963/171 |
| Instrument | 54518 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Jan 27, 2021 |
| Property Address | 102 ELM ST, STONEHAM, MA 02180-1195 |
| Document Number | 76797-497 |
| Book / Page | 76797 / 497 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 18735 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 ELM ST, STONEHAM, MA 02180-1195 |
| Document Number | 18736 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 18736 |
| Name | ARC HOME LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 102 Elm St was $6,944, up 4.2% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,944.00 (+4.19%) | $690,300 (+5.96%) Land $400,200 Building $290,100 | $686,755 (-) |
| 2025 | $6,665.00 (+5.24%) | $651,500 (+8.95%) Land $380,200 Building $271,300 | $686,755 (+4.06%) |
| 2024 | $6,333.00 (+3.19%) | $598,000 (+8.16%) Land $350,200 Building $247,800 | $659,965 |
| 2023 | $6,137.00 | $552,900 Land $320,200 Building $232,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 102 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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