Fountain County property record for 106 Elm Dr, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,524 sqft · built 1960 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2022) |
| Tax Bill | $1,710 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B083624303300 |
| Primary APN | 018B083624303300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000995843 |
|---|---|
| Street Address | 106 ELM DR |
| City | COVINGTON |
| State | IN |
| Zip | 47932-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-00984-00 BECKS SUB DIV 2 MP B08-36-243-03300 |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 957800 |
Source: Fountain County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 ELM DR, COVINGTON, IN 47932-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTREBANK |
| Sep 26, 2022 | Personal Representative Deed, Transfer · Conventional Mortgage CENTREBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Deed Document Number | 20223163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Oct 23, 2023 |
| Property Address | 106 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0202302414 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 202302414 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0202302415 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 202302415 |
| Name | CENTREBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Sep 26, 2022 |
| Property Address | 106 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0202202369 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 202202369 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0202202370 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 202202370 |
| Name | CENTREBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,710.00 (-3.34%) Homeowner's exemption | $203,800 (+23.29%) Land $28,000 Building $175,800 | $203,800 (+23.29%) Land $28,000 Building $175,800 |
| 2024 | $1,769.00 (+16.53%) | ||
| 2023 | $1,518.00 (+111.13%) | $165,300 (+63.34%) Land $22,900 Building $142,400 | $165,300 (+63.34%) Land $22,900 Building $142,400 |
| 2022 | $719.00 | $101,200 Land $22,900 Building $78,300 | $101,200 Land $22,900 Building $78,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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