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101 Elm Dr, Covington, IN 47932 Property Records

Fountain County property record for 101 Elm Dr, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1980
Lot Size0.538 acres (23,457 sqft)
OwnerIndividual Name on Record
Last Sale$172,200 (Apr 2021)
Tax Bill$1,443 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN018B083624302900

Property Details

APN / Parcel Number

Primary APN018B083624302900
Alternative APNs
  • 23-06-36-243-029.000-016
  • 00000995826
  • 0180044600

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2015
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area23,457 sqft (0.538 acres)
Lot Dimensions150 ft deep x 107 ft wide
TerrainHigh
Garage TypeMixed
Garage Area692 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000995826
Street Address101 ELM DR
CityCOVINGTON
StateIN
Zip47932-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOVIN
Legal Description018-00446-00 BECKS SUB DIV 30 FR PT W1/2 NE 36-20-9 .17A MP B08-36-243-02900
Legal SubdivisionBECK SUB
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group4
Census Block4022
Census Tract957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 ELM DR, COVINGTON, IN 47932-1620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Apr 15, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST SAVINGS BANK
Dec 17, 2020Corporation Deed, Transfer · Commercial Mortgage
CENTREBANK
Dec 17, 2020Warranty Deed, Transfer
PARTNERS TITLE COMPANY, PARTNERS TITLE
Jan 4, 2017Warranty Deed, Transfer
PARTNERS TITLE COMPANY, PARTNERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleDec 17, 2020 · Amount on Record
Deed Document Number2021984
Prior Transfer DateDec 22, 2016
Prior Transfer Doc0201700020
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address101 ELM DR, COVINGTON, IN 47932-1620
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202102876
DateOct 14, 2021
Instrument202102876
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateApr 15, 2021
Property Address101 ELM DR, COVINGTON, IN 47932-1620
Document Number0202100984
Instrument DateMar 31, 2021
Instrument202100984
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPARTNERS TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ELM DR, COVINGTON, IN 47932-1620

Mortgage

Document Number0202100985
DateApr 15, 2021
Instrument202100985
Lender
NameFIRST SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number0202101085
DateApr 23, 2021
Instrument202101085
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

December 2020: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionFOUNTAIN IN
Recording DateDec 17, 2020
Property Address101 ELM DR, COVINGTON, IN 47932-1620
Document Number0202003211
Instrument DateNov 2, 2020
Instrument202003211
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPARTNERS TITLE COMPANY, PARTNERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ELM DR, COVINGTON, IN 47932-1620

Mortgage

Document Number0202003212
DateDec 17, 2020
Instrument202003212
Lender
NameCENTREBANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateDec 17, 2020
Property Address101 ELM DR, COVINGTON, IN 47932-1620
Document Number0202003210
Instrument DateNov 2, 2020
Instrument202003210
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPARTNERS TITLE COMPANY, PARTNERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ELM DR, COVINGTON, IN 47932-1620

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateJan 4, 2017
Property Address101 ELM DR, COVINGTON, IN 47932-1620
Document Number0201700020
Instrument DateDec 22, 2016
Instrument201700020
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPARTNERS TITLE COMPANY, PARTNERS TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ELM DR, COVINGTON, IN 47932-1620

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
MunicipalityCovington City
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,443.00 (-2.83%) Homeowner's exemption$167,800 (+3.52%) Land $34,400 Building $133,400$167,800 (+3.52%) Land $34,400 Building $133,400
2024$1,485.00 (-5.89%)
2023$1,578.00 (+3.14%)$162,100 (+5.06%) Land $28,100 Building $134,000$162,100 (+5.06%) Land $28,100 Building $134,000
2022$1,530.00 Homeowner's exemption$154,300 Land $28,100 Building $126,200$154,300 Land $28,100 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPARTMENT
serves 2,645 people · EPA ID IN5223002
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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