106 Elm Ct, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 106 Elm Ct, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,930 sqft · built 1991
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Mar 2020)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6365.13.03.4429000`

Property Details

APN / Parcel Number

Primary APN	`6365.13.03.4429000`
Alternative APNs	`192977` `44182`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,930 sqft Heated Area
Gross Area	2,902 sqft
1st Floor Area	1,389 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	131 ft deep x 68 ft wide
View / Lot	Waterfront - Canal
Garage Type	Finished
Garage Area	960 sqft

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	22 sqft
Patio Area	288 sqft
Utility Building	246 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	44182
Street Address	106 ELM CT
City	ATLANTIC BEACH
State	NC
Zip	28512-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P10 S1 BV PINE KNOLL SHORES
Legal Subdivision	PINE KNOLL SHORES
Legal Block	03
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2014
Census Tract	971003

Owner

Source: Carteret County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 S WEST ST, RALEIGH, NC 27601-2144
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	20201667306
Deed Book / Page	1667 / 306
Prior Transfer Date	Mar 29, 2017
Prior Transfer Doc	0015750033
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	106 ELM CT, PINE KNOLL SHORES, NC 28512-6716
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017280101
Date	Jun 25, 2021
Book Page	1728/101
Instrument	1728101

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 27, 2020
Property Address	106 ELM CT, PINE KNOLL SHORES, NC 28512-6716
Document Number	0016670306
Book / Page	1667 / 306
Map Reference	MB 7 PG 18
Instrument Date	Mar 16, 2020
Instrument	1667306
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21624 EASTON RD, 21624, EASTON, KS 66020-7215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 S WEST ST, RALEIGH, NC 27601-2144

Mortgage

Document Number	1667307
Date	Mar 27, 2020
Instrument	1667-307

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	May 4, 2017
Property Address	106 ELM CT, PINE KNOLL SHORES, NC 28512-6716
Document Number	0015750033
Book / Page	001575 / 000033
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ELM CT PINE KNOLL SHORES NC 285126716, PINE KNOLL SHORES, NC 28512-6716

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (+73.67%)	$1,345,797 (+148.68%) Land $621,250 Building $724,547	$1,345,797 (+148.68%) Land $621,250 Building $724,547
2023		$541,180 Land $200,124 Building $341,056	$541,180 Land $200,124 Building $341,056
2022	$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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