Carteret County property record for 104 Elm Ct, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,409 sqft · built 1973 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,964 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6365.13.03.5418000 |
| Primary APN | 6365.13.03.5418000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,409 sqft Heated Area |
| Gross Area | 2,163 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,462 sqft (0.332 acres) |
| Lot Dimensions | 102 ft deep x 30 ft wide |
| View / Lot | Waterfront - Canal |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 53 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 33078 |
|---|---|
| Street Address | 104 ELM CT |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-6716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L11 BV PINE KNOLL SHORES |
| Legal Block | 03 |
| Legal Lot Number | 11 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 971003 |
104 Elm Ct is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 ELM CT, ATLANTIC BEACH, NC 28512-6716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 104 Elm Ct was $1,964.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Pine Knoll Shores Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,609 (-) Land $320,600 Building $509,009 | $829,609 (-) Land $320,600 Building $509,009 | |
| 2025 | $1,964.00 | $829,609 Land $320,600 Building $509,009 | $829,609 Land $320,600 Building $509,009 |
| 2023 | $328,783 Land $113,883 Building $214,900 | $328,783 Land $113,883 Building $214,900 | |
| 2022 | $1,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Elm Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 461 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,290 units insured incl. 829 condo units |
| Nearby Flood Claims | 52 (1999–2024) |
| Claims Outside the SFHA | 16 of 52 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Elm Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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