106 Eagle Cove Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 106 Eagle Cove Pl, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,500 sqft · built 2002
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Sep 2023)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T030900088`

Property Details

APN / Parcel Number

Primary APN	`T030900088`
Alternative APN	`3-0003-9171-00-039A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,550 sqft
Basement Area	1,496 sqft
Finished Basement	950 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T030900088
Street Address	106 EAGLE COVE PL
City	SAINT CHARLES
State	MO
Zip	63303-3716
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CARROLLTON MANOR #2 RESUB 28-30 37-47 UNIT 39A
Legal Subdivision	CARROLLTON MANOR #2 RESUB LOTS 28-30&37-
Legal Lot Number	39A
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1061
Census Tract	310901

Owner

106 Eagle Cove Pl, a condominium, is owned by a company that bought it in September 2023 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	106 EAGLE COVE PL, SAINT CHARLES, MO 63303-3716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Feb 12, 2004 · Amount on File
Deed Document Number	202339202
Prior Transfer Date	Jan 12, 2005
Prior Transfer Doc	0000099470
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2023
Property Address	106 EAGLE COVE PL, SAINT CHARLES, MO 63303-3716
Document Number	0000039202
Map Reference	MB 39 PG 235
Instrument Date	Sep 21, 2023
Instrument	2023R-039202
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 RIVERS EDGE DR, SAINT CHARLES, MO 63303-3890

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	106 EAGLE COVE PL # 39A, 39A, SAINT CHARLES, MO 63303-3716

Mortgage

Document Number	0000039203
Date	Sep 25, 2023
Instrument	2023R-039203

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$59,783	$314,646 Building $314,646
2023	$56,685
2022		$298,340 Building $298,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Eagle Cove Pl in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	69 (1979–2014)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Eagle Cove Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20