St. Charles County property record for 103 Eagle Cove Pl, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 3,090 sqft · built 2003 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $357,000 (Nov 2020) |
| Tax Bill | $4,038 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T030900100 |
| Primary APN | T030900100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,090 sqft Living Area |
| Gross Area | 4,146 sqft |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,836 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 636 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | Deck Area |
| Patio Area | 560 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T030900100 |
|---|---|
| Street Address | 103 EAGLE COVE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3717 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CARROLLTON MANOR #2 RESUB 28-30 37-47 UNIT 45A |
| Legal Subdivision | CARROLLTON MANOR #2 RESUB LOTS 28-30&37- |
| Legal Lot Number | 45A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 310901 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 23, 2020 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2004 · Amount on Record |
| Deed Document Number | 202091061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 103 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0070960463 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 7096/0463 |
| Instrument | 20190627000320180 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 103 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0072690744 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 7269/744 |
| Instrument | 20200414000229350 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 23, 2020 |
| Property Address | 103 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Document Number | 0000091061 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 91061 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 103 EAGLE COVE PL ST CHARLES MO 633033717, ST CHARLES, MO 63303-3717 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,162 (-) | $369,274 (-) Building $369,274 | |
| 2025 | $4,038.00 | $70,162 (+6.49%) | $369,274 (+6.49%) |
| 2023 | $65,888 | ||
| 2022 | $346,779 Building $346,779 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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