Monroe County property record for 106 E Shore Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,107 sqft · built 1970 |
| Lot Size | 0.265 acres (11,574 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Aug 1978) |
| Tax Bill | $4,046 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00522970-000000 |
| Primary APN | 00522970-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 11,574 sqft (0.265 acres) |
| Lot Dimensions | 195 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,679 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|
| Account Number | 1642240 |
|---|---|
| Old Parcel Number | 28613900522970000000 |
| Street Address | 106 E SHORE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 2 BUTTONWOOD SHORES PB3-3 KEY LARGO OR98-279 OR403-961-962 OR745-104 OR770-612 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | BUTTONWOODS SHORES |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
106 E Shore Dr is owned and occupied by an individual who bought it in August 1978.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1978 · Amount on File |
| Deed Sale | Aug 1, 1978 · Amount on File |
| Deed Document Number | 0000770612 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459,648 | $1,692,375 Land $1,406,925 Building $285,450 | |
| 2024 | $4,046.00 (+4.25%) | ||
| 2023 | $3,881.00 (+5.66%) Homeowner's exemption | $433,684 (+3%) | $1,661,237 (+0.48%) Land $1,389,375 Building $271,862 |
| 2022 | $3,673.00 Homeowner's exemption | $421,053 | $1,653,273 Land $1,404,000 Building $249,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 E Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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