Monroe County property record for 102 E Shore Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 1955 |
| Lot Size | 0.203 acres (8,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,500 (Dec 1985) |
| Tax Bill | $848 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00522980-000000 |
| Primary APN | 00522980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 8,850 sqft (0.203 acres) |
| Lot Dimensions | 147 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Deck Area | 1,470 sqft |
| Patio Area | 1,505 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1642258 |
|---|---|
| Street Address | 102 E SHORE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 3 BUTTONWOOD SHORES PB3-3 KEY LARGO OR323-544 OR384-603 OR602-308D/C OR962-1115 OR962-1119AFF OR2691-1762/63 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | BUTTONWOODS SHORES |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 16, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1985 · Amount on Record |
| Deed Sale | Dec 1, 1985 · Amount on Record |
| Deed Book / Page | 962 / 1115 |
| Last Transfer Date | Jun 13, 2014 |
| Transfer Doc | 0026911762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 102 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 102 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Document Number | 0031350917 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 3135/917 |
| Instrument | 2346891 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 102 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028542125 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 2854/2125 |
| Instrument | 2123407 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404,084 (+5.99%) | $1,372,843 (+2.27%) Land $1,117,423 Building $255,420 | |
| 2024 | $848.00 (+11.14%) | ||
| 2023 | $763.00 (+0.53%) Homeowner's exemption | $381,259 (+3%) | $1,342,386 (-0.06%) Land $1,103,484 Building $238,902 |
| 2022 | $759.00 Homeowner's exemption | $370,155 | $1,343,201 Land $1,115,100 Building $228,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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