106 E Liberty Ave, Covington, TN 38019 Property Records

Tipton County property record for 106 E Liberty Ave, Covington, TN 38019

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1.5 ba · 3,818 sqft · built 1908
Lot Size0.042 acres (1,817 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Aug 2024)
Tax Bill$2,490 (2022)
Deeds & MortgagesNov 2023 Line of Credit
Jun 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN084041C K 04800

Property Details

APN / Parcel Number

Primary APN084041C K 04800
Alternative APN
  • 041C K 04800

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,818 sqft Total Area
1st Floor Area1,840 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeShed Roof
Roof MaterialBuilt-Up Asphalt
Lot Area1,817 sqft (0.042 acres)
Lot Dimensions79 ft deep x 23 ft wide
PorchSlab
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address106 E LIBERTY AVE
CityCOVINGTON
StateTN
Zip38019-2510
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group2
Census Block2022
Census Tract40700

Owner

Source: Tipton County records · APN 084041C K 04800

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address114 W LIBERTY AVE, 202, COVINGTON, TN 38019-2551
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF RIPLEY
Jun 09, 2022Intrafamily Transfer, Transfer
Mar 11, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2024 · Amount on Record
Deed SaleAug 01, 2024 · Amount on Record
Deed Document Number2024276416
Deed Book / Page2047 / 864
Prior Transfer DateJun 08, 2022
Prior Transfer Doc0001962622
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address106 E LIBERTY AVE, COVINGTON, TN 38019-2510
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 W WASHINGTON AVE, COVINGTON, TN 38019-2557

Mortgage

Document Number0002019447
DateNov 03, 2023
Book Page2019/447
Instrument270384
Lender
NameBANK OF RIPLEY
TypeBank
AddressCOVINGTON, TN 38019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueOct 25, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTIPTON TN
Recording DateJun 09, 2022
Property Address106 E LIBERTY AVE, COVINGTON, TN 38019-2510
Document Number0001962622
Book / Page1962 / 622
Instrument DateJun 08, 2022
Instrument257686
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 250, DRUMMONDS, TN 38023-0250

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateMar 11, 2022
Property Address106 E LIBERTY AVE, COVINGTON, TN 38019-2510
Document Number0019491011
Book / Page1949 / 1011
Instrument DateMar 11, 2022
Instrument254928
Transaction TypeTransfer
Record UpdatedJul 01, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 250, DRUMMONDS, TN 38023-0250

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$80,920 (-) Land $3,880 Building $77,040
2023$80,920 Land $3,880 Building $77,040
2022$2,490.00
2020$202,300 Land $9,700 Building $192,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670407002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2010–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 426 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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