128 E Liberty Ave, Covington, TN 38019 Property Records

Tipton County property record for 128 E Liberty Ave, Covington, TN 38019

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,680 sqft · built 1900
Lot Size0.038 acres (1,680 sqft)
Owner2 Individual Names on File
Tax Bill$613 (2022)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN084041C K 03800

Property Details

APN / Parcel Number

Primary APN084041C K 03800
Alternative APN
  • 041C K 03800

Interior

Stories1 Story
Building Area1,680 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeShed Roof
Roof MaterialBuilt-Up Asphalt
Lot Area1,680 sqft (0.038 acres)
Lot Dimensions80 ft deep x 21 ft wide
PorchOpen Porch
Porch Area105 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address128 E LIBERTY AVE
CityCOVINGTON
StateTN
Zip38019-2510
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDIST:01 CITY/MUNI/TWP:COVINGTON MAP REF:041C
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group2
Census Block2022
Census Tract40700

Owner

Source: Tipton County records · APN 084041C K 03800

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 COURT SQ E, COVINGTON, TN 38019-2567
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Warranty Deed, Transfer · Commercial Mortgage
THE BANK OF FAYETTE COUNTY
Jun 25, 2021Warranty Deed, Transfer · Line of Credit
PATRIOT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2024
Deed SaleMay 03, 2024
Prior SaleJun 25, 2021 · Amount on Record
Deed Document Number0002037558
Deed Book / Page2030 / 987
Prior Transfer DateMar 06, 2024
Prior Transfer Doc272862
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateMar 06, 2024
Property Address128 E LIBERTY AVE, COVINGTON, TN 38019-2510
Document Number0002030987
Book / Page2030 / 987
Map ReferenceMB 1908 PG 143
Instrument DateFeb 29, 2024
Instrument272862
Transaction TypeTransfer
Record UpdatedMar 28, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address104 COURT SQ E, COVINGTON, TN 38019-2567

Mortgage

Document Number0002030989
DateMar 06, 2024
Book Page2030/989
Instrument272863
Lender
NameTHE BANK OF FAYETTE COUNTY
TypeBank
AddressGERMANTOWN, TN 38139
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJun 25, 2021
Property Address128 E LIBERTY AVE, COVINGTON, TN 38019-2510
Document Number0001908143
Book / Page1908 / 143
Instrument DateJun 23, 2021
Instrument246365
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2677 RANDOLPH RD, BURLISON, TN 38015-6051

Mortgage

Document Number0000246366
DateJun 25, 2021
Instrument246366
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 23, 2022

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,840 (-) Land $2,120 Building $17,720
2023$19,840 Land $2,120 Building $17,720
2022$613.00
2020$49,600 Land $5,300 Building $44,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), as of August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670407002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2010–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 426 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000144, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Liberty Ave

Nearby Streets

Search Property Records by Address or Parcel Number