106 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 106 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,036 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Jul 2020)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-045-006`

Property Details

APN / Parcel Number

Primary APN	`03-16-045-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Base Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	106 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40FT AND 1 INCH LOT 8 & S 120FT LOT 10 LOYS 2ND SUB PT LOT 33 NW NW 3805/202 3589/270 3181/342 2545/155 2542/148 1771/249 4
Legal Subdivision	LOYS 2ND SUBDIVISION
Legal Lot Number	8-33
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3002
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2020	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	202020003833
Deed Book / Page	3589 / 270
Last Transfer Date	Aug 16, 2022
Transfer Doc	003805/202
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 17, 2022
Property Address	106 E GROVE AVE, EFFINGHAM, IL 62401-3875
Document Number	003805/202
Book / Page	3805 / 202
Map Reference	MB 257 PG 167
Instrument Date	Aug 17, 2022
Instrument	202222003420
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 15, 2020
Property Address	106 E GROVE AVE, EFFINGHAM, IL 62401-3875
Document Number	3589/270
Book / Page	3589 / 270
Map Reference	MB 257 PG 167
Instrument Date	Jul 13, 2020
Instrument	202020003833
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8536 YIELD DRIVE, EDGEWOOD, IL 62426

Mortgage

Document Number	202020003834
Date	Jul 15, 2020
Instrument	202020003834

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Feb 6, 2034

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,701.00 (-8.1%)	$30,150 (+1%) Land $9,350 Building $20,800	$90,450 (+1%) Land $28,050 Building $62,400
2024	$1,851.00 (+21.06%)	$27,410 (+19.9%) Land $8,500 Building $18,910	$82,230 (+19.9%) Land $25,500 Building $56,730
2022	$1,529.00 Homeowner's exemption	$22,860 Land $7,090 Building $15,770	$68,580 Land $21,270 Building $47,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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