105 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 105 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,907 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2021)
Tax Bill	$1,287 (2022)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-050-044`

Property Details

APN / Parcel Number

Primary APN	`03-16-050-044`

Interior

Stories	1 Story
Building Area	1,907 sqft Base Area

Exterior

Year Built	Built 1950
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	105 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 73FT OF W 240FT OF S 110FT OF N 135FT LOT 1 N 1/2 SW NW 3730/304 2933/245 2787/110 274/333
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3005
Census Tract	950600

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 E GROVE AVE, EFFINGHAM, IL 62401-3833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Mar 19, 2013 · Amount on Record
Deed Document Number	202121005066
Deed Book / Page	3730 / 304
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 13, 2021
Property Address	105 E GROVE AVE, EFFINGHAM, IL 62401-3833
Document Number	3730/304
Book / Page	3730 / 304
Map Reference	PL 29 PG 14
Instrument Date	Oct 6, 2021
Instrument	202121005066
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 E GROVE AVE, EFFINGHAM, IL 62401-3833

Mortgage

Document Number	202121005067
Date	Oct 13, 2021
Instrument	202121005067

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Oct 6, 2054

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,287.00 Homeowner's exemption	$25,790 Land $7,940 Building $17,850	$77,370 Land $23,820 Building $53,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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