106 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 106 Downing Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1974
Lot Size	0.203 acres (8,840 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Mar 2020)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0260-007-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0260-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,344 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,840 sqft (0.203 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	106 DOWNING DR
City	GALT
State	CA
Zip	95632-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MEADOWVIEW 01, LOT 7
Legal Subdivision	MEADOWVIEW 01
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2008
Census Tract	9501

Owner

106 Downing Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 DOWNING DR, GALT, CA 95632-2121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 6, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Mar 6, 2020	Quit Claim Deed, Transfer AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.
Jul 10, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Book / Page	20200306 / 138
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	3060000000138
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	106 DOWNING DR, GALT, CA 95632-2121
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DOWNING DR, GALT, CA 95632-2121

Mortgage

Document Number	0000000955
Date	Aug 12, 2021
Instrument	202108120955

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	106 DOWNING DR, GALT, CA 95632-2121
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DOWNING DR, GALT, CA 95632-2121

Mortgage

Document Number	8120000000955
Date	Aug 12, 2021
Book Page	20210812/955

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2020
Property Address	106 DOWNING DR, GALT, CA 95632-2121
Document Number	2003060138
Instrument Date	Jan 31, 2020
Instrument	2003060138
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Amount	Amount on Record
Tax	$146.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 DOWNING DR GALT CA 956322121, GALT, CA 95632-2121

Mortgage

Document Number	2003060139
Date	Mar 6, 2020
Instrument	2003060139

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2020
Property Address	106 DOWNING DR, GALT, CA 95632-2121
Document Number	2003060137
Instrument Date	Jan 31, 2020
Instrument	2003060137
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	106 DOWNING DR GALT CA 956322121, GALT, CA 95632-2121

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2018
Property Address	106 DOWNING DR, GALT, CA 95632-2121
Document Number	1807100641
Instrument Date	Jul 6, 2018
Instrument	1807100641
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	106 DOWNING DR GALT CA 956322121, GALT, CA 95632-2121

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2018
Property Address	106 DOWNING DR, GALT, CA 95632-2121
Document Number	1807100640
Instrument Date	Jul 6, 2018
Instrument	1807100640
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 DOWNING DR GALT CA 956322121, GALT, CA 95632-2121

Mortgage

Document Number	1807100642
Date	Jul 10, 2018
Instrument	1807100642

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 106 Downing Dr was $4,191, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,796 (+2%) Land $76,020 Building $295,776
2025	$4,191.00 (+4.49%)	$364,507 Land $74,530 Building $289,977
2024	$4,011.00 (+1.72%)
2023	$3,943.00 (+4.2%)	$350,355 Land $71,637 Building $278,718
2022	$3,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 106 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Downing Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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