105 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 105 Downing Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1974
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$85,500 (Feb 2011)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0260-010-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0260-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	105 DOWNING DR
City	GALT
State	CA
Zip	95632-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MEADOWVIEW 01, LOT 10
Legal Subdivision	MEADOWVIEW 01
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9501

Owner

105 Downing Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 DOWNING DR, GALT, CA 95632-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jan 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage TIMM EGGER
Oct 4, 2021	Intrafamily Transfer, Transfer
Oct 5, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2011 · Amount on File
Deed Sale	Feb 23, 2011 · Amount on File
Prior Sale	Aug 11, 2010 · Amount on File
Deed Book / Page	20110223 / 731
Last Transfer Date	Aug 18, 2021
Transfer Doc	0000001154
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	105 DOWNING DR, GALT, CA 95632-2120
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DOWNING DR, GALT, CA 95632-2120

Mortgage

Document Number	0000001375
Date	Apr 1, 2022
Instrument	2022040101375

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	105 DOWNING DR, GALT, CA 95632-2120
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DOWNING DR, GALT, CA 95632-2120

Mortgage

Document Number	0000001159
Date	Jan 13, 2022
Instrument	2022011301159

Lender

Name	TIMM EGGER
Type	Private Party
Address	14108 SARGENT AVE, GALT, CA 95632

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 4, 2021
Property Address	105 DOWNING DR, GALT, CA 95632-2120
Document Number	0000001154
Map Reference	MB 91 MAP 14
Instrument Date	Aug 18, 2021
Instrument	2021100401154
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DOWNING DR, GALT, CA 95632-2120

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2018
Property Address	105 DOWNING DR, GALT, CA 95632-2120
Document Number	1810050823
Instrument Date	Oct 2, 2018
Instrument	1810050823
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	105 DOWNING DR GALT CA 956322120, GALT, CA 95632-2120

Tax Assessment & Valuation

The 2025 property tax bill for 105 Downing Dr was $1,176 with a homeowner's exemption, up 4.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$111,464 (+2%) Land $52,264 Building $59,200
2025	$1,176.00 (+4.63%) Homeowner's exemption	$109,280 Land $51,240 Building $58,040
2024	$1,124.00 (+1.9%)
2023	$1,103.00 (+4.35%) Homeowner's exemption	$105,038 Land $49,251 Building $55,787
2022	$1,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Downing Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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