106 Cowlitz St, Umatilla, OR 97882 Property Records

Umatilla County property record for 106 Cowlitz St, Umatilla, OR 97882

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1976
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$1,732 (2023)
Deeds & MortgagesSep 2011 Mortgage
Flood ZoneZone X (minimal risk)
APN5N2814BC14300

Property Details

APN / Parcel Number

Primary APN5N2814BC14300
Alternative APNs
  • 115662.00
  • 115662

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Finished Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1976
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area80 sqft
Patio Area144 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number115662
Old Parcel Number115662.00
Street Address106 COWLITZ ST
CityUMATILLA
StateOR
Zip97882-9641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC/TWN/RNG/MER:SEC 14 TWN 05N RNG 28
Legal Range28E
Legal Township05N
Legal Section14
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionMCNARY TOWNSITE DIV 04
JurisdictionUMATILLA OR
Township / Civil DivisionHERMISTON-UMATILLA
Census Block Group1
Census Block1032
Census Tract950800

Owner

106 Cowlitz St, a single family home, is owned by two individuals.

Source: Umatilla County records, as of March 4, 2024

Owner of Record2 Individual Names on File
Mailing Address130 JOHN DAY ST, UMATILLA, OR 97882-9643
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number2004-14623
Record UpdatedJun 7, 2026

September 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address106 COWLITZ ST, UMATILLA, OR 97882-9641
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20115820648
DateSep 19, 2011
Instrument2011-5820648
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
AddressHERMISTON, OR 97838
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2026

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
MunicipalityUmatilla City
Unified School DistrictUmatilla School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,732.00$106,730 Land $33,440 Building $73,290$174,570 Land $63,240 Building $111,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Cowlitz St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Cowlitz St is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 41% of Oregon
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF UMATILLA
serves 8,256 people · EPA ID OR4100914
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Mountain Net
Cable · Fixed Wireless
300 / 30

May also be available: Verizon.

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