Umatilla County property record for 105 Cowlitz St, Umatilla, OR 97882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,694 (2023) |
| Deeds & Mortgages | Jun 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5N2814BD00900 |
| Primary APN | 5N2814BD00900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Wood |
| Lot Area | 9,000 sqft (0.206 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 88 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 116042 |
|---|---|
| Old Parcel Number | 116042.00 |
| Street Address | 105 COWLITZ ST |
| City | UMATILLA |
| State | OR |
| Zip | 97882-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC/TWN/RNG/MER:SEC 14 TWN 05N RNG 28 |
| Legal Range | 28E |
| Legal Township | 05N |
| Legal Section | 14 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | MCNARY TOWNSITE DIV 4 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950800 |
Source: Umatilla County records, as of March 4, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 COWLITZ ST, UMATILLA, OR 97882-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 2004-14988 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 105 COWLITZ ST, UMATILLA, OR 97882-9641 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20166440189 |
|---|---|
| Date | Jun 3, 2016 |
| Instrument | 2016-6440189 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Address | RICHLAND, WA 99352 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Umatilla County assessment roll, as of September 30, 2023
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Umatilla City |
| Unified School District | Umatilla School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,694.00 | $104,410 Land $33,290 Building $71,120 | $165,500 Land $63,240 Building $102,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 41% of Oregon |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Cable · Fixed Wireless | 300 / 30 |
May also be available: Verizon.
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