Madison Town property record for 106 Cottage Rd, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1940 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,424 (2026) |
| Deeds & Mortgages | Oct 2023 Sale Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MADI M:31 B:28 |
| Primary APN | MADI M:31 B:28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Gross Area | 2,310 sqft |
| Basement Area | 667 sqft |
| Unfinished Basement | 667 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 174500 |
|---|---|
| Street Address | 106 COTTAGE RD |
| City | MADISON |
| State | CT |
| Zip | 06443-3425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Block | 28 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 194101 |
106 Cottage Rd is owned and occupied by an individual who acquired it in May 2023.
Source: Madison Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 COTTAGE RD, MADISON, CT 06443-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Warranty Deed, Transfer |
| Jul 3, 2017 | Deed of Trust, Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 2, 2023 |
| Transfer Doc | 002284-770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | Oct 2, 2023 |
| Property Address | 106 COTTAGE RD, MADISON, CT 06443-3425 |
| Document Number | 002284-770 |
| Book / Page | 2284 / 770 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023-1929 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 106 COTTAGE RD, MADISON, CT 06443-3425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2029-244 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 2029/244 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jul 1, 2042 |
The 2026 property tax bill for 106 Cottage Rd was $5,424, up 2.8% from the year before.
Source: Madison Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,424.00 (+2.81%) | $235,200 (-) Land $93,500 Building $140,500 | $468,398 (+184.5%) |
| 2025 | $5,276.00 | $235,200 Land $93,500 Building $141,700 | $164,640 Land $65,450 Building $99,190 |
| 2024 | $5,276.00 (+0.82%) | ||
| 2023 | $5,233.00 (+1.91%) | $174,600 (-) Land $71,900 Building $102,700 | |
| 2022 | $5,135.00 | $174,600 Land $71,900 Building $102,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Cottage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 106 Cottage Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Frontier, T-Mobile, Verizon.
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