103 Cottage Rd, Madison, CT 06443 Property Records

Madison Town property record for 103 Cottage Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$432,000 (May 2021)
Tax Bill	$6,009 (2026)
Deeds & Mortgages	Aug 2023 Sale Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:31 B:21`

Property Details

APN / Parcel Number

Primary APN	`MADI M:31 B:21`
Alternative APNs	`00173800` `173800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,589 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	1,556 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	173800
Street Address	103 COTTAGE RD
City	MADISON
State	CT
Zip	06443-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Block	21
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1007
Census Tract	194101

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	103 COTTAGE RD, MADISON, CT 06443-3424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit CONNEX CU
May 17, 2021	Deed, Transfer
Jul 28, 2020	Trustee's Deed, Transfer UNKNOWN
Feb 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	20211903
Deed Book / Page	2214 / 342
Prior Transfer Date	Jan 29, 2019
Prior Transfer Doc	2090-163
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Aug 11, 2023
Property Address	103 COTTAGE RD, MADISON, CT 06443-3424
Document Number	002283-331
Book / Page	2283 / 331
Instrument Date	May 16, 2023
Instrument	2023-1597
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	103 COTTAGE RD, MADISON, CT 06443-3424
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002089-294
Date	Jan 30, 2019
Book Page	2089/294
Instrument	201

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2038

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON CT
Recording Date	May 17, 2021
Property Address	103 COTTAGE RD, MADISON, CT 06443-3424
Document Number	2214-342
Book / Page	2214 / 342
Instrument Date	May 7, 2021
Instrument	1903
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MADISON CT
Recording Date	Jul 28, 2020
Property Address	103 COTTAGE RD, MADISON, CT 06443-3424
Document Number	2156-108
Book / Page	002156 / 000108
Instrument Date	Jul 17, 2020
Instrument	26
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	103 COTTAGE RD MADISON CT 064433424, MADISON, CT 06443-3424

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Feb 11, 2019
Property Address	103 COTTAGE RD, MADISON, CT 06443-3424
Document Number	2090-163
Book / Page	002090 / 000163
Instrument Date	Jan 29, 2019
Instrument	282
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	103 COTTAGE RD MADISON CT 064433424, MADISON, CT 06443-3424

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,009.00 (+2.81%)	$260,600 (-) Land $100,900 Building $157,600	$593,977 (+225.61%)
2025	$5,845.00	$260,600 (+50.9%) Land $100,900 Building $159,700	$182,420 Land $70,630 Building $111,790
2024	$5,845.00 (+12.93%)
2023	$5,176.00 (+1.91%)	$172,700 (-) Land $77,600 Building $95,100
2022	$5,079.00	$172,700 Land $77,600 Building $95,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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