106 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 106 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,760 sqft · built 1917
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,500 (May 2024)
Tax Bill	$27,871 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00015`
Alternative APN	`130350600015`

Interior

Stories	2 Stories
Building Area	2,760 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	184 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600015
Street Address	106 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	75X184 IRR
Legal Block	3506
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1898 NW 129TH PL, PORTLAND, OR 97229-4671
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
May 24, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Dec 6, 1990 · Amount on Record
Deed Document Number	202430008
Prior Transfer Date	Dec 1, 1990
Prior Transfer Doc	5149000594
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 6, 2026
Property Address	106 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000022486
Instrument Date	Mar 26, 2026
Instrument	202622486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NOBLE ABSTRACT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COOPER AVE, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number	0000022486,
Date	Apr 6, 2026
Instrument	202622486

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 24, 2024
Property Address	106 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000030008
Instrument Date	May 17, 2024
Instrument	2024030008
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,151.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1898 NW 129TH PL, PORTLAND, OR 97229-4671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COOPER AVE, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number	0000030010
Date	May 24, 2024
Instrument	2024030010

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,700 (-) Land $394,000 Building $398,700	$792,700 (-) Land $394,000 Building $398,700
2025	$27,871.00 (+3.53%)	$792,700 (+0.2%) Land $394,000 Building $398,700	$792,700 (+0.2%) Land $394,000 Building $398,700
2024	$26,921.00 (+3.5%)
2023		$791,100 Land $394,000 Building $397,100	$791,100 Land $394,000 Building $397,100
2022	$26,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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