102 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 102 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,699 sqft · built 1921
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2021)
Tax Bill	$40,304 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00017`
Alternative APN	`130350600017`

Interior

Stories	2 Stories
Building Area	3,699 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Stucco
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	180 ft deep x 79 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130350600017
Street Address	102 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	19514SF
Legal Block	3506
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 COOPER AVE, MONTCLAIR, NJ 07043-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 13, 2021	Grant Deed, Transfer ATTORNEY ONLY
Jan 13, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jul 27, 1989 · Amount on Record
Deed Document Number	20214543
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0000004544
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	102 COOPER AVE, MONTCLAIR, NJ 07043-2219
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029149
Date	Mar 16, 2020
Instrument	2020029149

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 13, 2021
Property Address	102 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000004543
Instrument Date	Nov 16, 2020
Instrument	4543
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 13, 2021
Property Address	102 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000004544
Instrument Date	Nov 16, 2020
Instrument	4544
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 COOPER AVE MONTCLAIR NJ 070432219, MONTCLAIR, NJ 07043-2219

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,146,300 (-) Land $422,600 Building $723,700	$1,146,300 (-) Land $422,600 Building $723,700
2025	$40,304.00 (+3.32%)	$1,146,300 (-) Land $422,600 Building $723,700	$1,146,300 (-) Land $422,600 Building $723,700
2024	$39,008.00 (+3.5%)
2023		$1,146,300 Land $422,600 Building $723,700	$1,146,300 Land $422,600 Building $723,700
2022	$37,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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