106 Conley Dr, Chestertown, MD 21620 Property Records

Kent County property record for 106 Conley Dr, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,280 sqft · built 1983
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-020324`

Property Details

APN / Parcel Number

Primary APN	`04-020324`
Alternative APNs	`4020324` `020324`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Utility Area	40 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,400 sqft (0.078 acres)
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020324
Street Address	106 CONLEY DR
City	CHESTERTOWN
State	MD
Zip	21620-1006
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 34-3,400 SQ FT 106 CONLEY DR CHESTER ARMS
Legal Subdivision	CHESTER ARMS
Legal Lot Number	34
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1011
Census Tract	950300

Owner

Source: Kent County records · APN 04-020324

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 CONLEY DR, CHESTERTOWN, MD 21620-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2023
Deed Sale	Jan 05, 2023
Prior Sale	Oct 26, 2009 · Amount on Record
Deed Book / Page	1291 / 188
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0012910188
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Jan 05, 2023
Property Address	106 CONLEY DR, CHESTERTOWN, MD 21620-1006
Document Number	0012910188
Book / Page	1291 / 188
Map Reference	MB EHKP 1 FO 221
Instrument Date	Nov 19, 2022
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 CONLEY DR, CHESTERTOWN, MD 21620-1006

Mortgage

Document Number	0012910197
Date	Jan 05, 2023
Instrument	1291-0197

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,133 (+0.69%)	$138,000 (+2.07%) Land $45,300 Building $92,700
2025	$2,048.00 (+16.83%) Homeowner's exemption	$135,200 (+12.54%) Land $45,300 Building $89,900	$135,200 (-) Land $45,300 Building $89,900
2023	$1,753.00 Homeowner's exemption	$120,133	$135,200 Land $45,300 Building $89,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ALTIUS Communications, IQ Fiber Intermediate Holdings.

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.