105 Conley Dr, Chestertown, MD 21620 Property Records

Kent County property record for 105 Conley Dr, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,200 sqft · built 2021
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2021)
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-021177`

Property Details

APN / Parcel Number

Primary APN	`04-021177`
Alternative APNs	`4021177` `021177`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
Utility Area	40 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021177
Street Address	105 CONLEY DR
City	CHESTERTOWN
State	MD
Zip	21620-1005
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	LOT 28-3,500 SQ FT 105 CONLEY DRIVE CHESTER ARMS
Legal Subdivision	CHESTER ARMS
Legal Lot Number	28
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1011
Census Tract	950300

Owner

Source: Kent County records · APN 04-021177

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 CONLEY DR, CHESTERTOWN, MD 21620-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Deed Book / Page	1168 / 99
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jul 09, 2021
Property Address	105 CONLEY DR, CHESTERTOWN, MD 21620-1005
Document Number	0011680099
Book / Page	1168 / 99
Map Reference	MB 1 FO 221
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	NOT AVAILABLE, DBA REAL ESTATE T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	105 CONIEY DRIVE, CHESTERTOWN, MD 21620-1005

Mortgage

Document Number	0001168105
Date	Jul 09, 2021
Instrument	1168/105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,433 (+0.54%)	$213,700 (+1.62%) Land $45,300 Building $168,400
2025	$3,295.00 (+42.15%)	$210,300 (+24.17%) Land $45,300 Building $165,000	$210,300 (-) Land $45,300 Building $165,000
2023	$2,318.00	$169,367	$210,300 Land $45,300 Building $165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (24029C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240299503001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ALTIUS Communications, IQ Fiber Intermediate Holdings.

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0140002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.