106 Combs St, Valley, AL 36854 Property Records

Chambers County property record for 106 Combs St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,131 sqft · built 1934
Lot Size	0.417 acres (18,145 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jul 2022)
Tax Bill	$308 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-2-003-023.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-2-003-023.000`
Alternative APNs	`1706242003023000` `445865` `484815`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,145 sqft (0.417 acres)
Lot Dimensions	191 ft deep x 95 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	120 sqft
Utility Building	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	484815
Street Address	106 COMBS ST
City	VALLEY
State	AL
Zip	36854-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	START AT INT OF SW MARGIN OF CUSSETA ROAD & W MARGIN OF COMBS STREET, RUN SE'LY ALONG COMBS STREET 156.5' TO P.O.B., RUN SE'L
Legal Range	28
Legal Township	21
Legal Section	24
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	4
Census Block	4015
Census Tract	954300

Owner

Source: Chambers County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 COMBS ST, VALLEY, AL 36854-4626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Nov 21, 2018	Deed of Trust, Mortgage FLAGSTAR BANK FSB
Nov 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	20223563
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	106 COMBS ST, VALLEY, AL 36854-4626
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COMBS ST, VALLEY, AL 36854-4626

Mortgage

Document Number	02024/1172
Date	Mar 12, 2024
Book Page	2024/1172

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	106 COMBS ST, VALLEY, AL 36854-4626
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COMBS ST, VALLEY, AL 36854-4626

Mortgage

Document Number	02023/2087
Date	May 1, 2023
Book Page	2023/2087

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	106 COMBS ST, VALLEY, AL 36854-4626
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3564
Date	Jul 27, 2022
Book Page	2022/3564

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	106 COMBS ST, VALLEY, AL 36854-4626
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000004785
Date	Nov 21, 2018
Book Page	0000002018/0000004785

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Nov 21, 2018
Property Address	106 COMBS ST, VALLEY, AL 36854-4626
Document Number	02018/4784
Book / Page	2018 / 4784
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COMBS ST, VALLEY, AL 36854-4626

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (+8.83%)	$23,060 (+176.5%) Land $840 Building $22,220	$115,300 (+38.27%) Land $4,200 Building $111,100
2024	$283.00 Additional exemption filed	$8,340 (-) Land $460 Building $7,880	$83,390 (-) Land $4,610 Building $78,780
2023	$283.00 (-49.64%) Additional exemption filed	$8,340 (-37.01%) Land $460 Building $7,880	$83,390 (+25.81%) Land $4,610 Building $78,780
2022	$562.00	$13,240 Land $920 Building $12,320	$66,280 Land $4,610 Building $61,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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