106 Center Dr, Hampstead, NC 28443 Property Records

Pender County property record for 106 Center Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,074 sqft · built 2015
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2018)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3282-63-7259-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-63-7259-0000`
Alternative APNs	`000021979` `982099`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,074 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	384 sqft
Porch	Open Porch
Porch Area	114 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000021979
Street Address	106 CENTER DR
City	HAMPSTEAD
State	NC
Zip	28443-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 15 PB 54/148 WASHINGTON ACRES
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	15
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2035
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 3, 2024	Deed of Trust, Mortgage LIVE OAK BANKING COMPANY
Jul 24, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Oct 18, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	0028134672
Deed Book / Page	2813 / 4672
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	0048021163
Date	Nov 29, 2022
Book Page	4802/1163

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	0048472128
Date	Oct 3, 2024
Book Page	4847/2128

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122
Document Number	0046900256
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 CENTER DR HAMPSTEAD NC 284432122, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	0046900256
Date	Jul 29, 2019
Book Page	004690/000256
Instrument	20052058

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 18, 2018
Property Address	106 CENTER DR, HAMPSTEAD, NC 28443-2122
Document Number	0046722813
Book / Page	004672 / 002813
Instrument Date	Oct 16, 2018
Instrument	20041612
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 CENTER DR HAMPSTEAD NC 284432122, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	46722816
Date	Oct 18, 2018
Book Page	004672/002816
Instrument	20041613

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00 (+13.53%)	$858,795 (+131.35%) Land $56,805 Building $801,990	$858,795 (+131.35%) Land $56,805 Building $801,990
2023		$371,206 (-) Land $70,853 Building $300,353	$371,206 (-) Land $70,853 Building $300,353
2022	$3,200.00	$371,206 Land $70,853 Building $300,353	$371,206 Land $70,853 Building $300,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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