106 Cedar St, Waverly, VA 23890 Property Records

Sussex County property record for 106 Cedar St, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · built 1990
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2020)
Tax Bill	$521 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28A1-27-82`

Property Details

APN / Parcel Number

Primary APN	`28A1-27-82`
Alternative APN	`2630`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1990

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2630
Street Address	106 CEDAR ST
City	WAVERLY
State	VA
Zip	23890-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE COURT SUBDIV EXT 2 LOT 82 H#106
Legal Subdivision	PINE COURT
Legal Lot Number	82
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2025
Census Tract	870300

Owner

Source: Sussex County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 CEDAR ST, WAVERLY, VA 23890-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 13, 2020	Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	200000227
Deed Book / Page	302 / 380
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX VA
Property Address	106 CEDAR ST, WAVERLY, VA 23890-5030
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000312/910
Date	Oct 8, 2021
Book Page	312/910
Instrument	210001162

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Mar 13, 2020
Property Address	106 CEDAR ST, WAVERLY, VA 23890-5030
Document Number	000302/380
Book / Page	302 / 380
Instrument Date	Dec 12, 2019
Instrument	200000227
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CEDAR ST, WAVERLY, VA 23890-5030

Mortgage

Document Number	0200000228
Date	Mar 13, 2020
Instrument	200000228

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$521.00	$98,400 (-) Land $13,500 Building $84,900
2023		$98,400 Land $13,500 Building $84,900	$98,400 (-) Land $13,500 Building $84,900
2022			$98,400 Land $13,500 Building $84,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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