104 Cedar St, Waverly, VA 23890 Property Records

Sussex County property record for 104 Cedar St, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1996
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2019)
Tax Bill	$553 (2025)
Deeds & Mortgages	Jun 2019 Second Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28A1-27-81`

Property Details

APN / Parcel Number

Primary APN	`28A1-27-81`
Alternative APN	`11303`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1996

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11303
Street Address	104 CEDAR ST
City	WAVERLY
State	VA
Zip	23890-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE COURT SUBDIV EXT 2 LOT 81
Legal Subdivision	PINE COURT
Legal Lot Number	81
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2025
Census Tract	870300

Owner

Source: Sussex County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 CEDAR ST, WAVERLY, VA 23890-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TIDEWATER MORTGAGE SERVICES INC
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	190000511
Deed Book / Page	298 / 982
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX VA
Property Address	104 CEDAR ST, WAVERLY, VA 23890-5030
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD DOMINION TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	298/996
Date	Jun 17, 2019
Book Page	298/996
Instrument	190000513

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Jun 17, 2019
Property Address	104 CEDAR ST, WAVERLY, VA 23890-5030
Document Number	000298/982
Book / Page	298 / 982
Instrument Date	May 28, 2019
Instrument	190000511
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	OLD DOMINION TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CEDAR ST, WAVERLY, VA 23890-5030

Mortgage

Document Number	0190000512
Date	Jun 17, 2019
Instrument	190000512

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	000298/996
Date	Jun 17, 2019
Book Page	298/996
Instrument	190000513

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00	$104,500 (-) Land $11,900 Building $92,600
2023		$104,500 Land $11,900 Building $92,600	$104,500 (-) Land $11,900 Building $92,600
2022			$104,500 Land $11,900 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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