Effingham County property record for 106 Cedar Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,001 sqft · built 2005 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Aug 2025) |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | S1140-025-000 |
| Primary APN | S1140-025-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,001 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 37,897 sqft (0.87 acres) |
| Terrain | Rolling |
| Garage Area | 782 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | 88 sqft |
| Storage Building | 176 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26903 |
|---|---|
| Street Address | 106 CEDAR DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .87 AC LOT 25 (OUT 75-44) |
| Legal Subdivision | CEDAR CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30205 |
Source: Effingham County records · APN S1140-025-000
Assessment roll updated December 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Feb 18, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS |
| Apr 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL |
| Aug 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE |
| Apr 03, 2023 | Warranty Deed, Transfer |
| Apr 03, 2023 | Warranty Deed, Transfer · VA Mortgage NEW AMERICA FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Apr 03, 2023 · Amount on Record |
| Deed Book / Page | 2989 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 0000002792/0000000944 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 0000002792/0000000944 |
| Instrument | 006585 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 0000002663/0000000635 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 0000002663/0000000635 |
| Instrument | 001855 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 0000002903/0000000718 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 0000002903/0000000718 |
| Name | VILLAGE CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 13, 2025 |
| Property Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 002989/595 |
| Book / Page | 2989 / 595 |
| Instrument Date | Aug 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 0002989598 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 2989/598 |
| Name | CHURCHILL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 03, 2023 |
| Property Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 002840/430 |
| Book / Page | 2840 / 430 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 2023-000773 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 03, 2023 |
| Property Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 002840/411 |
| Book / Page | 2840 / 411 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 2023-000774 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR DR, SPRINGFIELD, GA 31329-4220 |
| Document Number | 0000002540 |
|---|---|
| Date | Apr 03, 2023 |
| Instrument | 002540 |
| Name | NEW AMERICA FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2053 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,802.00 (+46.18%) | $132,768 (+37.33%) Land $22,800 Building $109,968 | $331,921 (+37.33%) Land $57,000 Building $274,921 |
| 2022 | $3,285.00 Homeowner's exemption | $96,680 Land $16,000 Building $80,680 | $241,701 Land $40,000 Building $201,701 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 91 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD serves 3,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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